Fundably
Save £1,140–£4,740/year vs paid broker platforms

Add SME lending to your advisory.
Zero fees. Up to 30% commission.

Refer clients to 50+ lenders through our free partner portal. Earn up to 30% commission on every funded deal — averaging ~£2,000. No subscriptions, no SaaS fees, no minimum volumes. Just revenue.

Join as a partner → Estimate Your Commission

Best for: Accountants adding lending revenue without FCA authorisation

30% commission
Zero monthly fees
~£2,000 avg per deal
14 days payment
<48hrs go live

Why accountants are adding lending to their advisory

Your clients already trust you with their finances. Funding is a natural extension — and with Fundably, it's pure profit.

New revenue from existing clients

Every time a client needs funding — working capital, growth finance, asset purchase — you earn up to 30% commission. No extra work. We handle the broker side.

Deepen client relationships

Funding is the most common unmet need for SME clients. Offering it proactively positions you as a true advisory partner, not just a compliance provider.

Win new clients

Firms that offer funding advisory stand out in a crowded market. Prospects looking for a full-service accountant choose the one that can help them grow.

We handle all compliance

Fundably acts as the credit broker — you don't need FCA authorisation. We handle regulatory obligations, data protection, and lender relationships. NACFB member. ICO registered.

Save £1,140–£4,740/year in fees

Fundably vs subscription-based platforms — side by side

Some platforms charge monthly subscriptions and gate your commission rate behind tiered plans. With Fundably, every partner gets the maximum rate from day one.

Fundably Typical paid platform
Monthly fees £0 — always free £0 / £95 / £225 / £395
Annual cost £0 £0 / £1,140 / £2,700 / £4,740
Commission rate Up to 30% 10% / 20% / 30% / 30%
Commission on free tier Up to 30% 10%
Minimum volumes None Required on some plans
Contract length No contract Annual on paid tiers
Lender panel 50+ lenders 100+ lenders
Partner portal Free Included
Dedicated partner manager Every partner Paid tiers only
Commission payment Within 14 days Not publicly stated
Embedded integration API, React, iFrame API available

Competitor pricing reflects publicly available data from leading UK SME lending platforms as of April 2026.

How Accountancy Cloud earns with Fundably

Case study — Referral partner

Accountancy Cloud

"Fundably connects our clients to the right funding — quickly, with no hassle. It's become a core part of our advisory offering."
Wes Rashid
Wes Rashid Partner, Accountancy Cloud

Accountancy Cloud added Fundably as a referral channel for their SME clients. By identifying clients who need working capital, growth finance, or cash flow support, they earn commission on every funded deal — with zero additional overhead.

Partnership details

Partner type
Referral (portal)
Commission rate
Up to 30%
Monthly cost
£0
Operational overhead
Zero — we handle everything
Integration
Free partner portal

How it works for your firm

Start earning in three steps — no integration, no technical work, no compliance burden.

Spot the opportunity

A client mentions cash flow pressure, growth plans, or a funding need during a review. Log into the free partner portal and submit a referral in 2 minutes.

We match and manage

Fundably matches your client to the best-fit lenders from our 50+ panel. We handle the application, broker support, and compliance. Your client gets offers — often within hours.

You earn commission

When your client is funded, you earn up to 30% commission — paid within 14 days. Track all referrals and earnings in your portal dashboard.

Estimate your annual commission

Adjust the sliders to see what you could earn with Fundably.

100 50,000
2% 7.5%
Applications
Funded deals
Annual commission

Based on 50% funding rate, £197,800 average loan, 5% broker commission, 10% partner share. Actual results vary.

Start earning — zero fees

Common questions from accountants

How much can I earn?
Partners earn up to 30% commission on every funded deal — the highest rate in the market. Commission averages around £2,000 per funding event, but varies depending on deal size and product (it could be £100 on a small deal or £10,000+ on a large one). Commission is paid within 14 days of your client's funding completing. There are no caps and no minimum volume requirements.
How does Fundably compare to paid broker platforms?
Some broker platforms charge monthly subscription fees (£95–£395/month) and offer commission ranging from 10% on their free tier to 30% on their most expensive plan. Fundably offers up to 30% commission with zero monthly fees, zero setup costs, and no minimum volumes. That's a potential saving of £1,140–£4,740 per year in fees alone. We also offer embedded integration options (API, React, iFrame) alongside a free partner portal.
Do I need FCA authorisation?
No. Fundably acts as the credit broker and handles all compliance. Partners who simply introduce or refer customers to Fundably do not need their own FCA authorisation. We handle the regulatory side so you can focus on advisory.
What types of businesses can my clients fund?
Fundably supports UK limited companies (Ltd) with at least 6 months of trading history and monthly revenue. We cover most sectors. Our 50+ lender panel includes options for businesses turning over from £50k to £50m+ annually. Sole traders, partnerships of three or fewer persons, and unincorporated businesses are not currently eligible. Startups under 6 months old may be eligible for the government-backed Start Up Loan scheme through our panel.
Will applying affect my client's credit score?
No. The initial matching process uses a soft credit check which does not affect your client's credit score and is not visible to other lenders. A hard credit check only occurs if your client chooses to proceed with a specific lender's offer and formally applies. We make this clear to applicants at every stage.
What funding types are available?
Our 50+ lender panel covers term loans, revenue-based finance, invoice finance, merchant cash advances, credit lines, business credit cards, R&D tax credits, and startup loans. We match each client to the most appropriate product and lender for their situation — your client fills in one form and we handle the rest.
What happens if my client gets declined?
If they're not approved by one lender, we automatically match them to another. Our 50+ panel means most businesses find a lender. If they are ultimately declined everywhere, we provide detailed feedback so your client understands their options — and your advisory relationship stays intact.
How is client data handled?
All client data is processed in accordance with UK GDPR. We are registered with the ICO (ZB024107). Data is encrypted in transit and at rest, and is only shared with lenders as part of the matching and application process with the client's explicit consent. We do not sell or share data for any other purpose.
How much do accountants typically earn from lending referrals?
Fundably partners earn up to 30% commission per funded deal — the highest published rate in the UK market. Commission averages around £2,000 per funding event but can range from £100 on small deals to £10,000+ on larger ones. An accountancy firm referring just 2–3 clients per month could earn £4,000–£6,000+ in additional annual revenue with zero extra overhead. Commission is paid within 14 days.
Can I white-label Fundably for my accountancy firm?
Yes. Fundably provides a free branded partner portal that carries your firm's branding. Your clients see your firm's name when they apply, and the experience feels like part of your advisory service. For firms wanting deeper integration, Fundably also offers API, React component, and iFrame embed options. All options are free — there are no setup fees or monthly costs.

Your clients need funding. You should earn from it.

Join accountancy firms already earning commission with Fundably. Zero setup fees. Zero monthly costs. Up to 30% commission from day one.

Join as a partner →

Questions? partnerships@fundably.com

NACFB Member Google Backed Funder ICO Registered — ZB024107 ★ Verified Trustpilot reviews

Your clients need funding. You should earn from it.

Join firms like Accountancy Cloud. Zero setup fees. Zero monthly costs. Up to 30% commission from day one.

Join as a partner →