Free to apply — soft credit check only

The easiest way to get business funding.

We match you to the right lenders instantly. Access term loans, invoice finance, revenue-based finance, credit lines, and more — all in one application. Funded as fast as 1 hour. Free to apply.

Get started — free How it works

"It was quick, it was easy. Fundably gave us the opportunity to fulfil our business plan on our terms."

Charlotte Melia, CEO — D&F Creative

Best for: UK businesses comparing offers from 50+ lenders in one application

50+ UK lenders

As fast as 24h funded

Free to apply

Soft check only

How it works

Three simple steps to funding

Apply once

Answer a few questions about your business and what you need funding for. Takes under 5 minutes. No application fees. No hard credit check at this stage.

We match you instantly

Our platform matches you across 50+ lenders instantly. We show you all your options at once — term loans, invoice finance, merchant cash advances, credit lines, and more.

Get funded

Choose the offer that works for you. Complete the lender's application. Funding can happen within 24 hours — most businesses are funded within 2–7 days.

Matched to lenders who understand your business

Whether you need a small short-term facility or a substantial term loan — we have lenders ready to help.

BarclaysFunding CircleAllica BankOakNorth BankiwocaCapital on TapTriverOutfundBizcapNucleusLenkieUncappedMaxCapYouLendCubeFunderBuzz CapitalPlayterMCL FinanceCapify

Funding types we can access for you:

Term LoansInvoice FinanceMerchant Cash AdvancesRevenue-Based FinanceBusiness Credit CardsCredit LinesR&D Tax CreditsStartup LoansAsset FinanceCommercial Mortgages

Real businesses. Real results.

Case study

D&F Creative — Growth Funding

"It was quick, it was easy. Fundably gave us the opportunity to fulfil our business plan on our terms."

Charlotte Melia CEO, D&F Creative

D&F Creative needed growth funding after being turned down by traditional lenders. Fundably matched them to a specialist lender — quickly and at no cost.

Their outcome

Bank rejected?: Yes — multiple times
Application cost: £0
Credit score impact: None (soft check)
Time to funding: Within days

Common questions

Is it free to apply?

Yes. Completely free to apply, get matched, and review all your lender options. You only pay fees to the lender you choose — if you choose one.

Does applying hurt my credit score?

Our initial matching uses a soft credit check which does not affect your credit score and is not visible to other lenders. A hard credit check only occurs if you choose to proceed with a specific lender's offer and formally apply.

How long does it take to get funded?

The fastest applications are funded within 24 hours. Most complete applications are funded within 2–7 days. It depends on the lender and how quickly you provide any additional information they need.

What if I get declined?

If you're declined by one lender, we automatically continue matching you to others. Our 50+ lender panel means most businesses find a lender. If all lenders decline, we provide detailed feedback so you understand why and what to improve.

What types of business are eligible?

UK limited companies with at least 6 months of trading history and monthly revenue. We cover most sectors. Sole traders, partnerships of three or fewer persons, and unincorporated businesses are not currently eligible. Startups under 6 months may be eligible for the government-backed Start Up Loan scheme through our panel.

Is Fundably regulated?

Fundably is a credit broker for business lending — an activity that does not require FCA authorisation under UK law. We operate under the trading name of Goodloans Limited and are full members of the NACFB. We are registered with the ICO (ZB024107). Our lender partners are individually authorised and regulated where applicable.

How does Fundably make money?

We're paid commission by lenders when their customers are funded through us. We don't charge you anything. Our incentives are aligned — we only make money when you get funded with a lender that works for you.

Ready to compare your options?

Free to apply. Soft credit check. Results in minutes.

Get started — it's free