SME Lending Guides
In-depth articles on embedded lending, accountant partnerships, multi-lender platforms, and business funding in the UK.
Accountants
Can Bookkeepers Earn Commission on Business Loan Referrals?
A practical guide for UK bookkeepers on earning referral commission from SME lending. Covers FCA rules, what bookkeepers can do without authorisation, how much they can earn, and how to get started.
2 February 2026 AccountantsAdding Funding Advisory to Your Accountancy Practice: A Practical Guide
How UK accountants can build a funding advisory offering for SME clients. Covers identifying funding opportunities, introducing clients to lenders, earning commission, and the limits of what accountants can advise on.
25 January 2026 AccountantsDo Accountants Need FCA Authorisation to Refer Clients for Business Lending?
A clear explanation of FCA rules for UK accountants referring clients to SME lenders. Covers what counts as regulated activity, what accountants can do without authorisation, and when FCA registration is required.
22 January 2026 AccountantsHow Accountants Earn Commission on Lending Referrals (UK Guide)
A practical guide for UK accountants on earning commission from SME lending referrals. Covers how partner programmes work, what commission rates are available, FCA rules, and how to get started.
15 January 2026Platforms
How Neobanks Can Offer Business Lending Without a Banking Licence
A guide for UK neobanks, challenger banks, and fintechs on how to offer SME business lending without a full banking licence. Covers embedded broker models, FCA requirements, and integration options.
16 February 2026 PlatformsWhite-Label Business Lending: How It Works and Who It's For
A guide to white-label business lending for UK platforms, accountants, and fintechs. Covers what white-label means in lending, integration options, compliance considerations, and how to launch a branded lending service.
12 February 2026 PlatformsHow Payment Companies Can Offer Business Lending Without Being a Bank
How UK payment companies, PSPs, and payment platforms can offer business lending to merchants without a banking licence. Covers embedded lending models, compliance, commercial structure, and integration.
6 February 2026 PlatformsEmbedded Lending in Accounting Software: A Guide for Platforms
How accounting software platforms can embed SME lending to earn revenue, serve users, and reduce churn. Covers integration options, data advantages, commercial models, and case studies.
5 February 2026 PlatformsHow Platforms Generate Revenue from Embedded Lending (UK Guide)
How UK platforms, fintechs, and marketplaces generate revenue from embedded SME lending. Covers revenue share models, commercial structures, approval rate impact, and key considerations for platform teams.
18 January 2026 PlatformsBest Embedded Lending Providers for UK Platforms (2026 Guide)
A comparison of the leading embedded SME lending providers for UK platforms: Fundably, YouLend, Liberis, iwoca, and others. Covers lender panel size, revenue share, integration options, and white-label capability.
15 January 2026 PlatformsHow to Embed Lending in Your Platform (UK Technical & Commercial Guide)
A complete guide for UK platforms, fintechs, and SaaS products on how to embed SME lending via API, React component, or iFrame. Covers integration options, commercial models, and compliance.
15 January 2026 PlatformsMulti-lender vs Single-lender Embedded Lending: What's the Difference?
A comparison of multi-lender and single-lender embedded lending models for UK platforms. Covers approval rates, commercial structure, user experience, and which model is right for your platform.
15 January 2026Business Funding
Start Up Loans: How to Get a Government-Backed Loan for Your New Business
A complete guide to the UK government Start Up Loan scheme. Covers eligibility, how much you can borrow, interest rates, what the loan can be used for, and how to apply.
28 February 2026 Business FundingRevenue-Based Finance vs Term Loans: Which Is Better for Your Business?
A comparison of revenue-based finance (RBF) and traditional term loans for UK SMEs. Covers how each works, cost comparison, repayment flexibility, which businesses each suits, and how to choose.
26 February 2026 Business FundingInvoice Finance Explained: How UK Businesses Can Release Cash From Invoices
A complete guide to invoice finance for UK businesses. Covers how invoice finance and factoring work, how much cash you can release, what it costs, which businesses benefit most, and how to compare providers.
24 February 2026 Business FundingFunding Your Business After a Bank Rejection: What to Do Next
A practical guide for UK business owners who have been rejected for a bank loan. Covers why banks reject applications, what alternatives exist, and how to increase your chances of getting funded.
22 February 2026 Business FundingFranchise Funding: How to Finance a Franchise in the UK
A complete guide to franchise funding in the UK. Covers franchise-specific loan options, which lenders support franchise finance, what documentation you need, and how to compare offers.
20 February 2026 Business FundingDoes a Business Loan Application Affect Your Credit Score?
A clear explanation of how business loan applications affect your personal and business credit score in the UK. Covers soft vs hard searches, when each is used, and how to compare lenders without affecting your score.
18 February 2026 Business FundingUK Business Loan Brokers Compared: How to Choose the Right One
A comparison of UK business loan brokers for SMEs. Covers how brokers work, what they charge, how to compare their lender panels, and how to find the right broker for your business funding needs.
15 February 2026 Business FundingR&D Tax Credits for UK Businesses: What They Are and How to Access the Cash Early
A guide for UK businesses and accountants on R&D tax credits — who qualifies, how much they are worth, and how R&D credit advances let businesses access the cash months before HMRC pays out.
8 February 2026 Business FundingHow to Compare Business Loans in the UK: A Straightforward Guide
How UK businesses can compare business loans across lenders, product types, rates, and terms. Covers what to compare, what APR and factor rate mean, and the fastest way to access multiple offers.
1 February 2026Embedded Finance
Lending as a Service (LaaS): What It Means for UK Platforms
A guide to Lending as a Service for UK platforms and fintechs. Covers what LaaS is, how it differs from Balance Sheet lending and credit broking, the main providers, and how to choose the right model.
14 February 2026 Embedded FinanceEmbedded Lending Revenue Models: How Platforms Get Paid
A guide to the commercial revenue models for embedded lending — revenue share, net interest margin, referral fees, and hybrid models. With worked examples for UK platforms building lending into their product.
10 February 2026 Embedded FinanceWhat Is Embedded Lending? A Plain-English Guide for UK Platforms and Fintechs
A plain-English explanation of embedded lending — what it is, how it works, how it differs from traditional banking, and why UK platforms and fintechs are adopting it in 2026.
10 January 2026 Embedded FinanceWhat Is Embedded Finance? A Guide for Product Teams and Platforms
A plain-English explanation of embedded finance — what it is, how it works, and the six main product categories. With practical examples for UK platforms thinking about integrated financial products.
8 January 2026Compare
Swoop Funding Alternative: How Fundably Compares for Accountants and Platforms
A comparison of Swoop Funding and Fundably for UK accountants and platforms. Covers commission rates, product breadth, integration options, and which is better for pure lending referrals vs broader funding advisory.
25 January 2026 CompareCapitalise vs Fundably vs Swoop: Which Accountant Lending Platform Should You Use?
A three-way comparison of Capitalise, Fundably, and Swoop for UK accountants. Covers commission rates, fees, lender panels, portal features, and which platform is right for different firm types.
22 January 2026 CompareCapitalise.com Alternative: Why Accountants Are Switching to Fundably
A comparison of Fundably and Capitalise for UK accountants. Covers subscription fees, commission rates, lender panel, portal features, and why zero-fee partners often earn more with Fundably.
20 January 2026 CompareFundably vs YouLend: Which Embedded Lending Partner Is Right for Your Platform?
A direct comparison of Fundably and YouLend for UK platforms considering embedded SME lending. Covers product types, approval rates, revenue share, integration, and which is better for different platform types.
20 January 2026